1. Introduction

• At High Peak Leasing, we are committed to safeguarding the privacy of our website visitors, customers, and service users.
• This policy applies where we act as a data controller; in other words, where we determine the purposes and means of processing your personal data.
• We use cookies on our website. Where cookies are not strictly necessary, we will ask for your consent when you first visit our website.
• By using our website and agreeing to this policy, you consent to our use of cookies in accordance with the terms set out herein.
• The processing of personal data is essential to the provision of our services, and in some cases, failure to provide consent may limit our ability to serve you.
• In this policy, “we”, “us”, and “our” refer to High Peak Leasing. For contact details, please refer to Section 19 below.

 

2. How We Use Your Personal Data

We may process the following categories of personal data:

Enquiry Data

Information you submit when enquiring about our services. Used for responding to your requests and marketing relevant products/services.

Notification Data

Data provided for subscribing to newsletters or updates.

Correspondence Data

Includes communications and associated metadata via website forms or emails.
Legal Basis: Legitimate Interests – for proper communication and record-keeping.

Usage Data

Includes IP address, browser type, website usage, and more (collected via analytics).
Legal Basis: Legitimate Interests – to monitor and improve our website.

Service Data

Information provided for accessing our leasing and credit-related services – including vehicle, financial, business, and insurance details.
Legal Basis: Legitimate Interests – to deliver services securely and effectively.

Legal or Risk Data

We may process your data for the establishment, exercise, or defence of legal claims or risk management.
Legal Basis: Legitimate Interests or Legal Obligation

Compliance

Processing may also occur to fulfil legal obligations or protect vital interests.
Legal Basis: Legal Requirement

 

3. Providing Your Personal Data to Others

We may disclose personal data to:

• Members of our corporate group (if applicable)
• Insurers and professional advisers for risk and compliance purposes
• Vehicle suppliers and funding partners for credit assessments and service delivery
• Payment processors like WorldPay and Global Payments for transactions
• Selected third-party suppliers for marketing, with your consent.

We also share data with credit reference agencies and fraud prevention agencies as part of our credit brokering services.

 

4. Credit Reference and Fraud Prevention

When applying for credit through us:

• Your data may be shared with credit reference agencies (e.g., Experian, Equifax, TransUnion, Creditsafe).
• These agencies will use your information to assess your creditworthiness and record your application.
• If false or fraudulent information is provided, it may be shared with law enforcement and fraud prevention agencies.

You have the right to know which agencies have been consulted. Contact our Data Protection Officer to request this. 

 

5. Retaining and Deleting Personal Data

• We retain personal data only as long as necessary for the stated purposes.
• Enquiry, service, usage, and correspondence data may be retained indefinitely unless deletion is requested.
• Legal obligations may require us to retain some data longer.

 

6. Security of Personal Data

• We implement technical and organisational measures to protect your data.
• Data is stored securely on servers and secure manual systems.
  Financial and transactional data is encrypted.
• Please note that transmission over the internet is not entirely secure, and we cannot guarantee full protection during transit.

 

7. Your Rights

You have the following rights under UK data protection law:

• Access – to know what data we hold about you
• Correction – to request correction of inaccurate data
• Erasure – to request deletion of your personal data
• Restriction – to limit processing under certain conditions
• Objection – to object to direct marketing or processing
• Data Portability – to receive data in a structured format
• Withdraw Consent – where processing is based on consent

To exercise these rights, please contact us using the details in Section 19.

 

8. Amendments

We may update this policy periodically. Changes will be posted on our website and, where appropriate, notified via email. Please check this page regularly.

 

9. Cookies

Our site uses cookies to enhance your experience. You can control cookie settings in your browser. Consent is required for non-essential cookies.

 

10. Third-Party Websites

Our website may include links to external sites. We are not responsible for their privacy policies or practices.

 

11. Contact Us

Data Controller: High Peak Leasing
Phone: 01457371834
Email: info@highpeakleasing.com